Home site or lot financing

Home Site Financing

If you're thinking about purchasing land in the country to build your dream home, you've come to the right place. Farm Credit Services of Mid-America understands the features that make country living properties unique from those in the city. Purchase the lot of your choice and select a financial program that makes good sense for you.
Here are some of the advantages of Farm Credit home site, site and lot loans:

  • Buy now and build later - there is no limit on when you have to build your dream home
  • Terms up to 25 years
  • We can provide a construction loan when you're ready to build - your construction loan and permanent mortgage loan can be combined in one clean package, no extras, no add-ons!
  • Quick approval and loan closings, affordable payments
  • No prepayment penalties on most loans
  • Choose between a competitively priced fixed, adjustable or convertible rate. You can select our Rate Saver Product for even greater savings. 


For more information regarding qualifications for financing, visit our Home Financing Eligibility page or request our Home Site Financing Brochure.