Cash Discounts

Just ask ... many times, equipment dealers will offer cash discounts of up to as much as 5% to 7% or more.  It can be a matter of running the numbers to determine which option works better for you. If you are one who may pay off debt early, you should strongly consider the cash discount option.

Most dealers offer special low interest rate deals, but you need to ask how long those rates will last.  Sometimes, those low rates will rise with the lending rates and will only remain fixed for six to 18 months.  Another question to ask your dealer is if there are any limitations, such as limited warranties or hour-restrictions, associated with the low-cost financing deals.