Part-time Farming

If you have farm income of at least $500 per year or more, you are eligible for a wide range of home and farm related financing programs including loans for farm and land, operating expenses, loans and leases for farm equipment and vehicles, livestock and farm improvements, family expenses and more. Many of our farm programs apply for part time farmers. Additionally, we have specific programs just for part-time farmers including leasing for equipment and facilities and equity lines.

Leasing for equipment and facilities

You can lease new and used equipment and lawn tractors, trucks and vehicles, pole barns and more. It provides you the flexibility to add new equipment, upgrade your current equipment and capitalize on tax and other benefits.

Terms of up to 7 years are available on equipment. Longer lease terms (up to 10 years) are offered for facilities. You can match your lease terms to the useful and earning life of the equipment or facility. And you can match your payment plans to your operation’s needs – monthly, quarterly, semi-annual or annual payments.  Click here for more information about our leasing product.

County Line  ... the equity line for part-time farmers

Farm Credit has a financial tool that gives part-time farmers the convenience to manage routine financial needs. With Country Line, you'll receive a flexible line of credit ranging from $10,000 to $150,000.  You can make interest only payments or make principal and interest payments anytime without penalties or fees.  Another benefit of our Country Line program is the interest on your line may be tax deductible.*

Whether it's a tractor, lawn mower, home improvements, feed or hay for your livestock or money for your daughter's college education, check out the benefits of our Country Line equity line program.

• No closing costs of application fees (certain restrictions may apply)
• Access your Country Line with drafts or online banking

To receive our Equity Line Brochure for part-time farmers, please click here.

*consult your tax specialist. Product available to customers in KY, IN, OH and TN.