Farm Real Estate Financing

                 

Farm Loans

Farm Credit can help you find financing for farm real estate, equipment and operating loans, lines of credit for agribusiness financing, crop insurance and farm leasing as well as provide support and financing for business ventures outside the farm.
 
Farm Credit offers products like Funds Held accounts, Equity Loans and Farm Cash Management accounts to help you do business better.

Competitive Rates
 
Price is important, and we aim to provide credit at the most competitive cost. In fact, we are one of the most competitive cost providers in the nation.

Convenience
 
Whether you are borrowing $10,000, $100,000, $500,000 or more, we’ll process your application promptly. Once your loan is established, you can use the convenient Credit Line drafts or online banking capabilities to draw on your funds whenever you need them.

Do you qualify?
 
Visit our Farm Financing Eligibility page for more information.
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Senior Leadership Team

Farm Credit Mid-America is led by a 10-person senior leadership team who provides leadership to more than 1,000 employees throughout Indiana, Ohio, Kentucky and Tennessee dedicated to serving the needs of farmers and rural America.

Bill Johnson - President and Chief Executive Officer

Bill Johnson became President and CEO in March, 2011. He comes to Farm Credit from AgriBank of St. Paul, where he was Executive Vice President – Business Services. He has a 30-year career within the Farm Credit System, starting with Farm Credit as a credit analyst in Huntingburg, Indiana and then accepting positions in credit and marketing at the Farm Credit Bank of Louisville and eventually being named vice president of credit at Farm Credit Services of Mid-America in Louisville. In 1990, Johnson moved to Northwest Farm Credit Services in Spokane, Washington serving in a number of capacities including Executive Vice President and Chief Information Officer. Bill transferred to Farm Credit Financial Partners, Inc., a System-owned technology company, as Executive Vice President and later accepted the position of EVP - Chief Risk and Information Officer at AgriBank. He holds a finance degree from the University of Evansville and an MBA from Gonzaga University

Randie Barnard - Senior Vice President - Risk Management

Randie works with the Board and CEO in identifying and managing lending and operational risk; assisting in the establishment and evaluation of appropriate corporate risk tolerances and providing direction and leadership in the establishment of policies and procedures that reflect the corporate risk management philosophy. As leader of the Audit Department, he is responsible for reviewing the association's policies and procedures, compliance laws, regulations and objectives. Randie has been with Farm Credit for 36 years and has held positions in sales, special accounts, credit and audit. He obtained his Bachelor of Science in Agricultural Economics from the University of Kentucky and his MBA from Baldwin Wallace College in Cleveland, Ohio. Randie was raised on a cattle farm in Beaver Dam, Kentucky and is part owner of a 215 acre cash grain farm.

Paul Bruce - Senior Vice President - Financial Operations and Chief Financial Officer  

Paul BrucePaul is responsible for managing the accounting and financial operations as well as administrative services. He has been with the Farm Credit System since 1987 where he began his career as accounting manager at the Farm Credit Bank of St. Louis.  In 1994, he came to Louisville as vice president - loan accounting becoming CFO in 2003.  Prior to joining the Farm Credit System, he worked for Southwestern Bell/AT&T.  Paul received his bachelor's degree from William Jewell College in Liberty, Missouri and his Executive MBA from Washington University in St. Louis.  

Heather Hornback - Senior Vice President - Human Capital

Heather leads the talent management process, recruitment and hiring, training and development, benefits and compensation, and motivation and retention for the association.  She began her Farm Credit career in 1997 as recruitment specialist, later served as director of training and development. After serving as vice president - human resources for nearly three years, Heather was promoted to Senior Vice President - Human Capital. She graduated Magna Cum Laude with a Bachelor's degree in Agricultural Communications from the University of Kentucky and later obtained her Master's degree from the University of Louisville in Education (Occupational Training and Development).  She has since earned a Certificate in Essentials of Human Resource Management. In 2000, Hornback was named Outstanding Young Alumnus in the University of Kentucky's College of Agriculture.

Phil Kimmel - Senior Vice President - Credit and Chief Credit Officer

Phil KimmelPhil leads the credit approval, capital markets, special asset and appraisal functions for Farm Credit Mid-America. He has more than 35 years of agricultural lending experience within the Farm Credit System in Pennsylvania, the mid-west and northwest areas of the United States. Phil is a graduate of the Pennsylvania State University with a bachelor's degree in Agricultural Economics and Rural Sociology. In 2006, Phil received Purdue University's APEX Award, an honor given to recognize individuals who have made significant contributions to the school's Department of Agricultural Economics and who have made outstanding contributions in their fields.

Keith Lane - Senior Vice President - AgriBusiness

Keith LaneKeith leads the agribusiness and trade credit functions for Farm Credit Mid-America.  He began his career with Farm Credit in 1977 and has served in various positions throughout Indiana, Ohio, Kentucky and Tennessee during his career, including leadership positions in credit, business development, real estate appraisal, capital markets, and special assets.  In 2007, he accepted the leadership role in developing Farm Credit Mid-America’s successful point of sale farm equipment financing program, Agnition.  Keith is a graduate of Purdue University with a Bachelor of Science degree in Agricultural Communications.   

David Lynn - Senior Vice President - Financial Services

David's responsibilities include planning, organizing and leading the sales functions for Tennessee and Kentucky. He oversees a sales staff of approximately 300 employees. He began his career with Farm Credit in June, 1981, and has held several leadership positions during his more than 30 year tenure. David is a member of the Tennessee Society of Farm Managers and Rural Appraisers. He graduated from the University of Tennessee, Knoxville in 1974 with a B.S. degree in Agriculture. He received his M.S. degree in Administration and Supervision from UT Knoxville in 1978.

Richard Poe - Senior Vice President - Financial Services

Dick oversees the management and sales of 43 FCS offices throughout Ohio, Indiana and northern Kentucky. He began his employment with Farm Credit in 1982 as a loan officer in Washington Court House, Ohio.  Over his career, he has held a number of credit, sales and management positions, in Ohio, Indiana, and Kentucky. He is a member and past president of the Louisville Ag Club as well as a past director for the Kentucky Ag Heritage Center Board and the Kentucky Council of Cooperatives. He is currently a board member for the Commercial Center for Agriculture at Purdue University. Dick received his bachelors and masters degrees from the University of Kentucky.  Additionally, he is a graduate of the Commercial Banking School of the South, at Louisiana State University and is a graduate of The Ohio State University’s former L.E.A.D. program, a program promoting leadership in agriculture. 

Nancy Sparrow - General Counsel

Nancy began her career with Farm Credit in 1986 as a Staff Attorney in the Legal Department of the Federal Land Bank. She joined the Legal Department of the Association in 1989 where she was promoted to Associate General Counsel. She became General Counsel in June of 2008. Her responsibilities include supervision of association litigation, legal counsel on credit and operational issues, counsel to the Board, Election Officer, Conduct Officer, and Corporate Secretary. Nancy earned her J.D. and BA from Catholic University of America in Washington DC.

Dan Wagner - Senior Vice President & Chief Information Officer

Dan leads the systems and technology function for Farm Credit Mid-America. He began his career with Farm Credit in 1998 and prior to joining Farm Credit Mid-America in June 2012, he served as vice president and chief technology officer for Farm Credit Services of America in Omaha. Dan also worked for IBM Global Services and Cap Gemini Ernst & Young. He is a graduate of Chadron State College receiving his bachelor of science degree in mathematics and information management systems.