Rate Saver Program

A lower loan rate can translate into thousands of dollars saved on your mortgage payment over the life of the loan. That's what the Rate Saver Option offers!

By agreeing not to make early principal payments during the first 3 or 5 years of your loan contract (depending on the product you choose), your interest rate will be reduced and after the 3 or 5 year initial lock-out period, any special principal payments are allowed.  Additionally, with every paymentyou can make up to $249 in extra principal payments without even worrying about a fee or penality being charged.

Your financial services officer can explain the program in detail, or we will be happy to send you a brochure if you send us an email requesting one.