Farm Land Rates

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Product Flex MultiFlex
1-Year Adjustable N/A 3.3%
3-Year Adjustable N/A 3.75%
5-Year Adjustable 4.2% 4.25%
7-Year Adjustable 4.75% 4.85%
10-Year Adjustable 5.35% 5.55%
15-Year Adjustable 5.65% 5.8%
10-Year Fixed 4.65% 4.75%
15-Year Fixed 5.1% 5.2%
20-Year Fixed 5.4% 5.5%
25-Year Fixed 5.65% 5.8%
30-Year Fixed 5.8% 5.95%
1-Year Libor Indexed N/A 3.4%
Variable Rate N/A 3.5%

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This chart provides the daily interest rates available from Farm Credit Mid-America. Rates change daily and are uploaded every evening at 7 p.m. eastern. All loans and rates are subject to qualifying conditions.  Exact terms of a loan are subject to credit qualifying conditions and the nature of the collateral itself.  Quotes on payments reflect principal and interest only, and are calculated based on the stated loan amount.  They do not reflect fees or insurance that may be part of the loan.  FCMA does not require tax payments and property insurance escrows.  The property owner is responsible for property tax and property casualty insurance.    Construction loans are available, and feature a 1-time permanent construction financing.   Construction loan rates are .05% more than rates listed above.

This chart provides the daily interest rates available from Farm Credit Mid-America. Rates can change daily. All loans and rates are subject to qualifying conditions.  Terms are subject to credit qualifying conditions and the nature of the collateral. Quotes on payments reflect principal and interest only and are calculated based on the stated loan amount. They do not reflect fees or insurance that may be part of the loan. Farm Credit does not require tax payments and property insurance escrows. The property owner is responsible for property tax and property casualty insurance.  Contact your local office to determine product eligibility.

Rates are quoted for new loans $25,000 to $5,000,000. For smaller loans, rates are slightly higher. If you have an existing Farm Credit relationship, you always qualify for rates in the over $25,000 category.