Farm Loans

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Funds Held



Funds Held Accounts
You will earn interest on money that you contribute to your Funds Held account. These funds can be used to make future loan payments, pay taxes or insurance.
Peace of Mind
If cash flow is tight and you are unable to come up with a loan payment, your Funds Held account can kick in and make the payment for you. It can also be used as a money-management tool to compensate for fluctuating cash flows, earning a return on advance loan payments. Money can be deposited into a Funds Held account at any time, and earned interest will be credited with each loan payment.


Farm Credit Mid-America serves the states of Indiana, Ohio, Kentucky and Tennessee.

Kentucky (excludes Ballard, Calloway, Carlisle, Fulton, Graves, Hickman, Marshall and McCracken.);
Ohio (excludes Lucas, Wood, Hancock, Ottawa, Sandusky, Seneca, Crawford, Wyandot and Marion counties).

**Assumes applicant is in good credit standing.



Error Resolution and Information Requests:
You can send us a Notice of Error or Information Request as part of the Real Estate Settlement Procedures Act (RESPA) to ask for information or to dispute errors about the servicing of your mortgage loan. Your submission must be in writing and include the name of each borrower, the loan number and a description of the error you believe has occurred OR a request for specific information regarding your mortgage loan. Please mail it to the following address for the receipt and handling of these requests:

Farm Credit Mid-America
Attn: Loan Servicing Department
1601 UPS Drive
Louisville, KY 40223