Short Term Loans

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How much are you looking to finance? Drag the slider below.

$2,000 $200,000+


For loans up to $150,000, we offer a quick and simple online application.


For loans above $150,000, fill out our loan inquiry form and one of our team members will contact you.


We are more than a lender, we’re a cooperative owned by farmers like you.

In our cooperative your voice matters

As a farmer-owner of Farm Credit Mid-America, our customers help shape the future of our cooperative. Each year, customer-owners have the opportunity to cast a ballot and elect customer-representatives to our Board of Directors.

The men and women who sit on our Board represent the communities and farms we support, and they influence important decisions that determine our direction and growth.


As a farmer-owned lender our customers are at the heart of everything we do and we know that a little extra capital can make a big difference in your operation – paying for new equipment, initial operating costs for the upcoming season, payroll and more. The Patronage Program is one of the unique benefits of being a Farm Credit Mid-America customer.

Get industry insights from a lender who knows farming and farm financing

With customers like you across the Midwest we know the challenges faced by producers. That’s why we offer a proprietary tool that provides our customers with educational opportunities, industry insights, and help them to identify how they can gain a competitive advantage.

Loan Options

Fixed Rates

One- to seven-year or 10-year fixed rates with the security of a low fixed rate for the life of the loan. Longer terms to reduce payments and improve your operation’s cash flow.


Three-year Adjustable-Rate Loan

Fixed rate for 36 months, then rolls to another three-year fixed period at that time. Terms are three to seven years on machinery and up to 10 years on buildings.


Five-year Adjustable-Rate Loan

Fixed rate for the first five years, then rolls to another five-year fixed period, if needed. Enables you to lock the rate over most of the life of the loan. Terms are five to seven years on equipment and up to 10 years on buildings.


Variable-Rate Loan

Monthly rate that fluctuates depending on the market - often one of our lowest rate options. Can be used for any equipment or building need. Terms of one to seven years on equipment and 10 years on buildings.


Resources and Tools

Calculate Your Payments

Determine your payment or loan amount for different frequencies and schedules.